What is Fast Payday Loans, Inc.?
Fast Payday Loans, Inc. is a direct lender providing cash loans at one of its convenient locations in your neighborhood. The lender guarantees that you will receive the funds you need in as quick as 30 minutes. The company claims that no one knows this business better than Fast Payday Loans do. That’s why they are helping people all over Florida to get the money they need. The lender has a convenient network of locations, so there is always an office near your house to get a loan.
|Loan types|| Min.|
|Payday loans||$100||$500||Up to 30 days||Depends on a loan amount and period||Social Security number and state ID||Yes|
Types of loans
Fast Payday Loans offer payday loans for covering unexpected expenses such as medical bills, car repair, utility bills and so on.
This financial product is a short-term solution that helps to hold on between paydays. The loan amount is between $100 and $500. Payday loans are not a long-term solution to your financial needs.
After your application is approved at the office of the lender, you can immediately get the money you need.
At fastpaydayloansfloridainc.com, you can apply for a loan ranging from $100 to $500. The loan amount you are approved for will be determined by the lender as soon as you visit the nearest location. The decision will be based on your salary and ability to repay a loan.
To qualify for a loan, you need to:
- have an active checking account;
- be employed;
- be at least 18 years of age;
- have a state-issued I.D or Driver’s License.
However, if you already have a large loan, you do not qualify for a loan with Fast Payday Loans.
Loan period usually does not exceed 30 days.
The lender provides customers with a detailed information about interest rates and loan fees. On the website, you can see a table:
This table is an example based on a payday loan with a term of 14 days. Loan fee includes a transaction fee which makes 10% of the loan amount and a verification $5.00 fee. To learn the exact rates and terms, you need to read your contract carefully.
Application on fastpaydayloansfloridainc.com
To start an application process, you need to submit the online form on the website and the store employee will call you back in a few minutes.
Fast Payday Loans, Inc. has several offices throughout Florida. There are a few easy steps you need to take to get a loan:
- Fill out the quick online form;
- A manager will call you to explain the loan process and remind you which items you need to bring with you at the office: most recent pay stub, a blank check from your active account, driver’s license or state-issued I.D. The manager will also answer any questions about Fast Payday Loans, if necessary;
- When you visit the nearest office of Fast Payday Loans, a manager will establish the amount of loan you are eligible for. He will also explain repayment policy and answer any questions about payday loans if you have any;
- After you are approved, you will get the funds in as little as 30 minutes!
Loan terms of fast payday loans vary. Typically, you need to pay off the loan on the next day you get paid. You will find the detailed terms and conditions of your contract.
In the case something prevents you from repaying your loan in full, the lender will work with you to change the payment schedule based on the state regulations.
Fast Payday Loans does not offer loan extensions. All loans must be repaid on the due date in order to have an opportunity to re-apply.
To get a new loan from this lender, you need to wait 24 hours after repaying your previous loan. After this period, you are allowed to request another loan.
Fastpaydayloansfloridainc.com Bad Credit
When you apply for a loan with this lender, your credit score doesn’t matter. You have a chance to be approved even if you have a discharged bankruptcy and other credit issues.
Technical Characteristics of the Website
The lender guarantees the safety of customers’ personal details and uses a 128-bit SSL encryption provided by GlobalSign nv-sa.
In general, such an encryption is reliable and can provide the necessary security, but I’d would be pleased to see a more advanced encryption technologies such 256-bit.
In order to make the website convenient for users of mobile devices, Fast Payday Loans have created a mobile version.
This mobile version is a smaller desktop version of this site: the developers have made available only those features that, in their opinion, will be of interest to most users. The mobile version has an excellent compatibility with all types of mobile devices – all elements of the site will be correctly displayed both on the smartphone and on the tablet; the mobile version has an improved navigation and management, and navigation on the site is really convenient; the mobile version is loaded much faster. If necessary, you can go to the main version of the site.
Online lenders must provide the best level of security. Unfortunately, this website does not have an antivirus. Using this website, you are not protected from viruses and other online threats. Besides, there is a risk of hacking.
The Convenience of Using fastpaydayloansfloridainc.com
You can start an application by submitting the online request form. You will need to provide your basic information. After that, you need to wait for a call from the representative of Fast Payday Loans who will explain the loan approval process in detail.
To get cash, you will need to visit the nearest office of the lender. The lender has a convenient network of neighborhood offices, which means every client will have an office near his house.
The site has a locator which helps customers find the nearest office of the company, however, not every client will find it convenient to go to the office. Much more people prefer purely online applications and money transfer.
Is Fast Payday Loans Legit?
According to verification service ScamAdviser, the trust rating of FastPaydayLoansFloridaInc.com is 100% and the website looks safe to use:
The analysis showed that the domain age is over 6 years, the website’s owner and the location are the United States. Although the website is rarely visited, ScamAdviser is sure the website is legitimate.
I hoped to find at least some Fast Payday Loans reviews on the website – this would be the easiest way to confirm that the site is reliable. Unfortunately, this website has no page with clients’ testimonials so I was not able to evaluate the lender’s reputation. So I decided to search for reviews on independent websites and forums.
Reviews on Other Websites
Unfortunately, I did not find any reviews about Fast Payday Loans on independent websites. It seems strange that nobody reviewed this lender for 6 years! So if you come across any testimonials about this company, feel free to share them with us.
Contact Us section
The lender has several locations and all of them are mentioned on the site. Each office has an address and phone number. Below you can find some examples. The whole list of locations can be found on the website.
Fast Payday Loans are available in Florida only, which is evidenced by the domain name.
Getting a Consultation
The company guarantees an excellent and friendly customer service. Each location has its own contact details so you should choose the one which is near you.
Besides, the lender provides a corporate toll-free phone number 800-922-8803.
In addition, Fast Payday Loans offer to use the Live Chat for instant messaging. Regretfully, this option was not available at the time I tried to reach a manager.
The service suggested leaving a message and wait for an answer. I was interested in the question “How can I repay a loan? Should I visit the office personally or can I do it online”?
Regretfully, I did not receive an answer even after 10 hours. So I made a conclusion that the lender’s customer support service leaves much to be desired.
FastPaydayLoansFloridaInc.com is a direct lender that provides payday loans in several locations all across the state Florida. Using this service, you can get cash the same day with no credit checks at the nearest location, Besides, the lender has a perfect trust-rating at scamadviser.com. However, the lender has some drawbacks: no customer reviews available on the net, no possibility to get money online. For all these reasons, I can conclude that Fast Payday Loans is not the best option for people who need money urgently, however, you may try to get a loan from this company if you have time and ability to visit its office personally. The lender receives 2,8 stars out of 5.