Self-Introduction of 100DayLoans.us.com
100DayLoans.us.com was created in 2016 by a group of young professionals. This company has the best partners in this financial sphere. This online company is a not a direct lender, it is an intermediator between a client and a lender. This online lender is powered by Google, Yahoo, MSN, Ask.com, Dogpile, Bing. This online broker protects its customers from fraud. We are going to examine the legitimacy of this website and moreover explain all the details about the application and conditions for getting a payday loan online.
|Types of Loans||Min Loan Amount||Max Loan Amount||Interest Rate||Period||Documents||Bad Credit History|
Types of Loans
100 Day Loans US offers its customers personal loans: payday and installment loans. The personal loan is a kind of payday short-term loans. In the majority of cases, the funds are transferred to a credit card but this online service provides a broker service that’s why the way your money will be transferred is dependeте on the lender you will work with. The funds will be transferred to clients’ credit card within 3 days maximum. Everything depends on the banking institution you have an active account in.
To qualify for a loan via 100 Day Loans US a client should meet the following requirements:
- have an active checking account;
- have been employed for at least one month;
- must be a US citizen or permanent resident;
- must be at least 18 years of age.
The loan amount varies from $100 up to $2500. The available sum of money is dependent on your paying capacity. The interest rate for installment loans is 6.63% – 225% (depending on one’s credit profile and state regulations). The interest rate for payday loans is unknown agreed individually by the online lender. Unfortunately, there is no information about the period for which you may get a loan. The period will depend on the type of loan you will be approved.
The client should have a permanent working place for at least 1 month. If not you won’t be approved for any kind of loan in this organization.
For leaving an inquiry for a loan you should fill in a 7-minute application form. The following medications may be required:
- Social Security Number;
- Banking Account Number;
- Driver’s License/Issuing State;
- ABA/Routing (9 digits).
There is no request for providing any guarantors. In the majority of cases, online brokers and lenders do not require to ensure any contact persons. The application is processed within 5 minutes. The result of approval or disapproval will be shown online within this timeframe.
There is the only way to repay a loan back. Your loan amount will be debited from your credit card on the due date. If you want to pay a loan partially or earlier contact a lender directly to know the answer to this question. We do not find any information about the delay of payment you are welcome again to grapple with this aspect from a lender directly. There is no information about penalties.
All the information about extension will be given by a lender. If you do not know whether you can take a loan when the first one is not paid yet you are welcome to contact customer support service.
Bad Credit History on 100DayLoans.us.com
There is no concrete information about the possibility to be approved if your credit history is bad. Just leave an application and wait for the result. In the majority of cases, lenders do not pay attention to the credit history but it is better to grapple with this issue.
Secure Connection on 100DayLoans.us.com
The connection is secure. The connection is encrypted by 128-bit service. Your personal data is protected at any stage of this website surfing. The certificate is verified by COMODO CA Limited. Unfortunately, the owner company information is hidden. Your personal data is protected from unlegalized access of hackers. Such cyber frauds are widespread nowadays that’s why the data should be protected as carefully as possible.
Mobile version of 100 Day Loans US is user-friendly. People may command this broker service by means of various smartphones. The mobile version is adjusted to various mobile devices. There is no scrolling. The text is readable. The pages are arranged in the way to make people be not confused by irrelevant information. Everything seems to help people leave an application and find the solution to the financial problems.
There is no antivirus installed on the website. Be cautious: there is a risk to “catch” viruses and other online threats. Protect your gadget by yourself installing an antivirus.
Convenience of Application
In general, the application is easy to be filled. In fact, you are not required to undergo registration. In fact, you may leave a 7-minute short application and then proceed to the longer version of it. The 7-minute application contains the following fields:
- sum of money;
- first name;
- last name;
- ZIP code.
Then you will be transferred to the complete form of an application where you should enter the required information. The result will be given within 5 minutes. The documents necessary for leaving an application is defined in the section “Application”. In fact, the application requires not much time. The application is convenient containing common personal facts about you and your working place.
Is 100DayLoans.US.com Legit and Secure?
ScamAdviser.com gives 100-% of security and legitimacy. This site looks safe and can be used by customers safely. There is no mass with website and company owner possible location. The location is the United States of America. Unfortunately, this website is rarely visited and unpopular among customers. The domain age is 4 years and 318 days.
The phone number and email are registered in the USA as well. The phone type is free. Unfortunately, there are 275 other websites installed on the same server with 100dayloans.us.com. The websites are on this service registered in the following countries: the United Kingdom, Cameroon, the United States of America, Canada, Singapore, the Netherlands and Brazil.
On the one hand, we do believe ScamAdviser.com that gives such a high rate of the security. On the other hand, we cannot confirm it because there are inaccuracies in server information and website popularity.
Reviews about 100DayLoans.us.com
Reviews on 100DayLoans.us.com
The front page of this website gives us an opportunity to read 2 reviews. 2 women write that this website provides them a high-quality professional assistance. In fact, we do not know how these reviews appear on the website because there is no separate page, there is no feedback form. There are no dates when these reviews were left. We cannot understand how 4 years of existence gives a chance for people to leave only 2 reviews. In fact, it is not enough to understand whether this service is reliable or not.
External Reviews about 100 Day Loans US
Unfortunately, we haven’t found any review left about 100 Day Loans US. In fact, there are no clients who have a great desire to leave a feedback anywhere on the Internet. It is a strange situation. We have spent several hours in attempts to find any word about this online broker but failed. Remember, ScamAdviser.com tells that this website is rarely visited. Maybe this is a reason for the external reviews absence.
“Contact Us” Section
“Contact Us” section contains the mailing address and phone number. The mailing address is registered un the USA, Arizona. The phone number is 1-855-982-3145. This information is enough if you want to find the connection with this online broker.
Customer Support Service
There is the only one way to contact customer support – the contact form. When you enter all the mandatory information in the fields your message will be sent to the customer support. 100dayloans.us.com claims they process the inquiries as fast as possible. But unfortunately, we do not find the confirmation of it. We have asked whether clients with bad credit may be approved or not but we do not get any answer at all. The customer support group doesn’t work on the appropriate level. Clients won’t be able to cope with any kind of problems appearing when commanding this online service.
Conclusion: Online Broker with The Absence of Feedback
100 Day Loans US is an online broker. In fact, we cannot understand why people command this service because, in fact, we have found many drawbacks:
- technical characteristics leave much to be desired;
- absence of reviews;
- absence of customer support service.
In fact, legitimacy is good but ScaAdviser.com cannot properly explain why the legitimacy is so high. The first unit describing the loan details is not complete because the majority of the information will be described by the lender chosen by you. It is better to grapple with all the details beforehand. We have calculated the overall rating. The overall rating is 2.2 out of 5.