Skip to Content

You are now leaving Cardinal Bank.

You are now leaving Cardinal Bank's web-site and are going to a web-site that is not operated by the Cardinal Bank.

Cardinal Bank is not responsible for the content or availability of linked sites.

Please be advised that Cardinal Bank does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the

You will now access:

Cardinal Bank

Online Banking

Cash Management


Subscribe to Newsletter

I Want to…

Connect With Us

Befriend us on Facebook Read our profile on LinkedIn. Follow our Tweitter Follow us on Instagram Check us out on Yelp

Resource Center


Online Banking Alerts

Banking on the Internet is safer than you think

The conveniences of the Internet are well known to nearly everyone at this point. In contrast, some people are still weary of doing their banking online. However, when you opt into online banking alerts, you can eliminate fear from the process.


Online banking alerts are messages sent via e-mail or text message that — as the name suggests — alert you of a pre-determined activity on your account. Most of the time, these alerts are in the form of reminders, but they can also be notifications after something has happened. There are many advantages of signing up for an alert notification service. The advantages include the possibility of saving money in the form of late and overdraft fees, and thus protecting your finances and credit score, the ability to take a stronghold on your financial life and the peace of mind regarding your banking. The best part is that these services are free at most institutions, but SMS fees from your cellular provider may apply.


Different financial institutions offer different alerts to help you track your finances, but for the most part, personalized notifications are available based on about what information you, the consumer, want to be informed. Some of the notifications include:  

  • If you’ve overdrafted on your account or reached a pre-determined limit before overdrafting, i.e. low funds
  • Setting daily monetary limits for yourself and get alerted when that limit is approaching
  • When new deposits are made to your account, such as when a direct deposit has been posted
  • Payment reminders for credit cards, loans or any other automatic payment you may have set up through your institution’s online bill pay feature
  • If your credit card balance is nearing its limit
  • When your e-banking statement is available, should you be enrolled in the paperless feature
  • Daily balance alerts, which will send you the amount in your account at the same specified time each day
  • When your auto-payments are withdrawn or checks are cleared
  • Progress on your banking applications, such as when loan applications have been received, reviewed, etc
  • Special offers and promotions from the financial institution, including when interest rates hit certain points
  • Security issues like password changes and, more important, suspicious or unauthorized activity, with many institutions giving you a direct number to call to immediately deal with the problem 

As you can see, the entirety of these alert options are notifications that would take hours for you to become aware of by simply checking out the various facets of your account on your own, and a physical visit to your financial institution wouldn’t do that for you either. If you decide you would like to see how the mobile banking alert feature works for you, check with your financial institution on how to enroll.

Cardinal Bank offers a variety of text and email alerts. Learn more.

Includes copyrighted material of IMakeNews, Inc. and its suppliers. All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.