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Personal Credit Card

  • Lost or Stolen Cards Call 1.800.325.3678
    1.727.570.4881

Cardinal Bank Visa® Credit Card

Take care of life's little surprises with a Cardinal Bank Visa Credit Card1. Choose between the Visa Classic and Visa Gold cards which are available for up to $5,000 and $25,000, respectively. Both cards feature a competitive interest rate.

Features and Benefits

With the Cardinal Bank Visa Credit Card you can:

  • Enjoy the convenience of making purchases wherever Visa Credit Cards are accepted
  • Make worry-free payments directly debited from a Cardinal Checking Account
  • Enjoy the ease and security of a Credit Card over cash or checks
  • Revolving Credit - use the Credit Card, pay it back, and use it again

Easy Ways to Pay 

  • Insert Chip Card at terminal - Provides an additional layer of security to your Credit Card when shopping in person if the merchant has a chip-enabled terminal.2
  • Apple PayTM - Use Apple Pay and your Cardinal Bank Visa Credit Card to pay the easy, secure and private way at hundreds of thousands of stores and participating apps. Learn more.

Card Protection Tools

  • Chip Technology - Provides an additional layer of security. The chip creates a unique code for each chip transaction at merchants with enabled terminals.2
  • CVV - The number on the back of your Credit Card that ensures online merchants that you have the physical card. This unique number helps keeps your information safe and reduces fraud. 
  • Card Fraud Alerts - Enjoy the peace of mind and security of your accounts with the ability to receive and respond to text, voice and email alerts in real time. Learn more.
  • Cardinal Purchase Alerts powered By Visa4 - Receive near real-time5 updates on your Credit Card activity so you can act quickly to help reduce fraud and monitor your account wherever you are. Learn more.
  • Cardinal Zero Liability3 - Ensures that you will not be responsible for any unauthorized charges.

Get Started

Don't have a Cardinal Bank Visa Credit Card yet? Simply Apply Online.

 


Subject to credit approval.  Must be 18 or older to apply.

Chip cards will be issued for new cards, as cards expire, or for lost or stolen cards.  Chip technology is available to help prevent card-present fraud when making purchases at merchants where the purchase is made using the secure chip.  Chip cards do not add extra security when purchases are made at merchants by swiping the card, or with online or telephone purchases.

Cardinal Zero Liability policy covers U.S. - issued cards only and does not apply to ATM transactions outside of the U.S., PIN transactions not processed by VISA or certain commercial card transactions. You must notify us immediately of any unauthorized use by calling 703.584.3400 or 800.473.3247.

4  Cardinal Purchase Alerts powered by Visa are available for signature-based transactions (choose "credit" and sign), online, phone, and mail transactions processed by Visa or VisaNet.  ATM Withdrawal transactions and other transactions not processed by Visa are not included,

5 Near real-time is within a few seconds of the transaction being performed.  Actual time to receive an Alert is dependent on wireless service and coverage within area. Alerts service may not be available to certain areas.  Gasoline alerts may not include purchase amount. Additional restrictions apply.

Apple Pay is a trademark of Apple Inc.

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