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Personal Banking


Student Checking

Designed for students, this is the perfect choice if you want a no-hassle checking account that doesn't cost you to use it.

Unique Account Benefits

  • No direct deposit requirement
  • No minimum balance requirement
  • No monthly maintenance fee
  • $25 bonus when you open a Cardinal Bank Visa® CheckCard
  • Free first order of checks1

Plus, Every Account Comes With:

Account Requirements

  • Minimum opening deposit: $50
  • Minimum daily balance requirement to avoid maintenance fee: $0
  • Monthly maintenance fee if minimum account balance not met: $0

1 Check printing charges and other charges may apply.
2 Cardinal Mobile Banking is free. Message and data rates may apply from your wireless carrier.
3 No fee for using non-Cardinal ATMs. ATM owner may impose surcharge.
4 Direct debit of minimum monthly payments from a Cardinal Bank account required.

View our Disclosures & Fee Schedules, including our Children's Online Privacy Protection Act Disclosure.