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Savings & Money Market

Cardinal Bank offers a variety of savings and money market accounts for everyone.

Savings Accounts

With Our Simply Savings and First Choice Savings accounts you can earn a great rate of return without tying up your money. These accounts have a low balance requirement, the option to set-up recurring transfers from a Cardinal Bank checking account and up to six withdrawals per month.1

Cardinal Kid’s Club Savings is designed to help teach children good savings habits. Learn more or open a Kid's club account.

Money Market Accounts

Our Monster Money Market2 and Money Market accounts offer a competitive market interest rate. Our Money Market accounts offer check writing privileges and up to six withdrawals per month.1

Account Requirements

View our Disclosures & Fee Schedule for account requirements.


1 Federal regulation and our deposit agreement limit the number of pre-authorized withdrawals and/or transfers that may be made from a savings or money market account to six each monthly statement cycle.  Fees may be applied per withdrawal on savings accounts and money market accounts.  A fee is applied per transfer for overdraft protection.  Refer to our Fee Schedule for details. The interest rate and Annual Percentage Yield (APY) may change. At our discretion, we may change the interest rate on the account weekly.

2 New money required for initial deposit. Customer must also have a Cardinal checking account.

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