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Personal Banking

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President's Club Checking

More than an interest checking account, the President’s Club Checking account offers a great package of essential services, advantages and benefits you won't find in a typical checking plan – all free or at a substantial discount.

Unique Account Benefits

  • Ability to combine balances in Cardinal Bank checking, savings, money market, CD, IRA accounts and personal loan/line of credit accounts
  • Receive free Cardinal custom checks
  • Enjoy higher daily limits for ATM withdrawals and POS purchases with your Cardinal Bank Visa® CheckCard
  • Earn bonus rates on CDs and IRA CDs
  • Save money with no rental fees on a 3x5 safe deposit box, subject to availability
  • No charge for stop payment requests

Plus, Every Account Comes With:

Account Requirements

  • Minimum opening deposit: $100
  • Minimum daily balance requirement to avoid maintenance fee: $20,000 combined balances among your Cardinal Bank President’s Club, other Cardinal Bank checking accounts, Money Market account, Statement Savings, CDs and IRAs.
  • Monthly maintenance fee if minimum account balance not met: $25.00
  • Minimum balance to earn market interest:  $2,500

1 Cardinal Mobile Banking is free. Message and data rates may apply from your wireless carrier.
2 No fee for using non-Cardinal ATMs. ATM owner may impose surcharge.
3 Direct debit of minimum monthly payments from a Cardinal Bank account required.

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