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Kid's Club Savings

Teach your children to save and develop good money management skills with the Cardinal Kid’s Club Savings account.1

Unique Account Benefits

  • Earn a higher interest rate on balances up to $1,000
  • Earn competitive rates on balances over $1,000
  • No minimum balance requirement
  • No monthly maintenance fee

Plus:

  • Parents/guardians can request, at their discretion, a Cardinal Money ATM card for the child
  • Parents/guardians can link the Kid’s Club Savings account to their Cardinal Bank Visa® CheckCard
  • Parents/guardians can access accounts with free Online Banking, free Mobile Banking2 and free Cardinal Telephone Banking
  • Parents/Guardians can establish automated, recurring Funds Transfers in Online Banking – it’s the easy way to save
  • Free Cardinal Bank ATM Card
  • No fee for using a non-Cardinal ATM3
  • No ATM surcharge fee at thousands of ATMs nationwide, simply by using SUM® or MoneyPass® ATMs - list of ATMs also conveniently available through Mobile Banking
  • Three monthly withdrawals free of charge
  • Savings accounts are FDIC insured

Special Links Just For Kids

We’ve provided the following links for children and young adults – designed to provide information about being smart about finances.

Account Requirements

  • Minimum opening deposit: $10
  • Minimum daily balance requirement to avoid maintenance fee: $0
  • Monthly maintenance fee if minimum account balance not met: $0

1 Available to children under the age of 18 in a custodial relationship. One Cardinal Kid’s Club Account per child. Withdrawals or fees may reduce earnings.
2Cardinal Mobile Banking is free. Fees may apply from your wireless carrier.
3 No fee for using non-Cardinal ATMs. ATM owner may impose surcharge.

View our Disclosures & Fee Schedule, including our Children’s Online Privacy Protection Act Disclosure.

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