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  Simply Checking Student Checking Chairman's Club Checking Account President's Club Account Interest Checking Golden 55 Checking
Minimum daily balance requirement (to avoid maintenance fee) $0 $0 $1,000 $20,0002 $1,000 $0
Monthly Maintenance Fee $0 $0 $20 $25 $10 $0
Cardinal Visa® CheckCard Free

Free
$25 Bonus5

Free Free Free Free
Cardinal CashBack Rewards Free Free Free Free Free Free
No Fee Non-Cardinal ATM transactions1 Yes Yes Yes Yes Yes Yes
Checking account earns interest No No Yes Yes Yes No
Unlimited Check Writing Yes Yes Yes Yes Yes Yes
Online Banking & Bill Pay Free Free Free Free Free Free
Mobile Banking4 Free Free Free Free Free Free
Cardinal Telephone Banking Free Free Free Free Free Free
Combined Monthly Statements Yes Yes Yes Yes Yes Yes
Check Safekeeping and Free Check Imaging Yes Yes Yes Yes Yes Yes
Bonus Rates on Select CDs No No Yes Yes No No
Rate discounts on Home Equity Loans and Lines of Credit3 Yes Yes Yes Yes Yes Yes
Cardinal Custom Checks No No Yes Yes No Yes
Discount on safe deposit box rental No No Free 3x5 Box Free 3x5 Box No No
Special invitations to investment seminars No No Yes Yes No No
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1 No Fee for using non-Cardinal ATM. ATM owner may impose surcharge.
2 Balance of combined Cardinal Accounts.
3 Direct debit of minimum monthly payments from Cardinal Bank deposit account required.
4 Cardinal Mobile Banking is free. Message and data rates may apply from your wireless carrier.
5 $25.00 Bonus for opening a Visa CheckCard.

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