Personal Banking

Switch to Cardinal Bank

Cardinal Bank Switch Kit

If you’re looking for a better bank…come to Cardinal! Let us help you switch to the bank in your own backyard.

What we need from you ...
All we need from you is your current Account information and your application for a Cardinal Checking Account. Use the forms in this kit to notify us of any direct deposit or automatic payments, then drop off the information at any Cardinal location.

For your security, please bring your forms into one of our branch locations.

What we’ll do for you ...
We’ll do all the work for you! By providing us with the appropriate information, we can make this transition a breeze.

What you’ll find in this kit:
This Switch Kit will provide all of the forms you need to make the switch to Cardinal Bank. We know you’ll be glad you did! In this kit you will find:

• A New Account Conversion Checklist
• An Automatic Transactions Checklist
• A Cardinal Account application
• An account-closing notice for your former account
• Authorization for Direct Deposit forms
• Authorization for Automatic Withdrawal forms
• Authorization for Automatic Payment

If you’re looking for a better bank…come to Cardinal!

New Account Conversion Checklist:

Once you’ve opened your Cardinal account, there are a few things that need to be done to make the transition complete:

• Stop using your old account, and let all outstanding checks clear. Also be sure to leave enough funds to cover any automatic payments that may yet need to be withdrawn.
• Turn in your unused checks to us (we’ll buy them back!), and destroy ATM/Debit Cards and deposit slips.
• Use the forms in this kit to change any direct deposits, automatic withdrawals and automatic payments linked to your debit card. See below for some common examples of these types of transactions.
• Use free Cardinal Online Banking and Bill Pay to set up automatic payments.
• Close your former account, using the written notice in this kit.

We’ll take care of the notification, but we’ll need your information and authorization to do so.

Automatic Transactions Checklist
Use this checklist to identify the companies you may need to notify about changing automatic transactions linked to your checking account or debit card.

Direct Deposit:

• Your employer’s human resources department
• The company handling your retirement or pension payments
• Social Security Administration

Anyone who makes automatic withdrawals from your account:

• Mortgage Company
• Homeowner’s Insurance
• Auto Insurance
• Life Insurance
• Other

Anyone who makes automatic charges to your debit card:

• Utility Companies
• Telephone Companies
• Cable Company
• Other

Simply click the link below, and with your authorization and signature, we’ll contact the companies and institutions to notify them of your new Cardinal account!

    Adobe Acrobat

Important Information
Some companies require the use of their own forms to initiate the switch. In order to help facilitate this change from your previous account to your new Cardinal Bank account, we may ask you to provide your current banking information, including a previous bank statement and any forms supplied to you by your employer or party originating the debit or credit.

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask you for your name, address, date of birth, and other information that allows us to identify you. We may also ask to see your driver’s license or other identifying documents.

How else can we help you?

Tell us what else you look for in a bank … our products and service are world-class!

Cardinal has locations throughout the Washington Metropolitan Area – and we’re growing all the time!

    Adobe Acrobat 122.5 KB