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Which Account is Right for Me?





. Totally Free Checking Chairman's Club Checking Account President's Club Account Interest Checking Golden 55 Checking
Minimum balance requirement (to avoid maintenance fee) $0 $0 $20,0002 $1,000 $0
Monthly Maintenance Fee $0 $0 $25 $10 $0
Cardinal Visa® CheckCard Free Free Free Free Free
No Fee Non-Cardinal ATM transactions1 No Yes No No No
Checking account earns interest No Yes Yes Yes No
Unlimited Check Writing Yes Yes Yes Yes Yes
Online Banking & Bill Pay Free Free Free Free Free
Go Cardinal Mobile Banking Free Free Free Free Free
Cardinal Telephone Banking Free Free Free Free Free
Combined Monthly Statements Yes Yes Yes Yes Yes
Check Safekeeping and Free Check Imaging Yes Yes Yes Yes Yes
Bonus Rates on Select CDs No Yes Yes No No
Rate discounts on Home Equity Loans and Lines of Credit3 Yes Yes Yes Yes Yes
Cardinal Custom Checks No Yes Yes No Yes
Discount on safe deposit box rental No Free 3x5 Box Free 3x5 Box No No
Special invitations to investment seminars No Yes Yes No No
. Apply Online Apply Online Apply Online Apply Online Apply Online

1No Fee for using non-Cardinal ATM. ATM owner may impose surcharge.
2Balance of combined Cardinal Accounts.
3Direct debit of minimum monthly payments from Cardinal Bank deposit account required.

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