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Student Checking Bonus




Can Cardinal Student Checking Make You Smarter?  Definitely!

Cardinal Student Checking1 is the easy, affordable way to take care of all your banking needs - offering value, convenience and helpful money management tools.  The Cardinal Student Checking account is a smart way to make the most of your money and manage your accounts.


Cardinal Student Checking gives you more for your money with:

  • No minimum balance requirement
  • No monthly maintenance fees
  • Free first order of checks2
  • Free Cardinal Bank Visa® CheckCard
  • Up to $15 ATM surcharge rebate per statement cycle3


You'll enjoy the convenience of:

  • Free Online Banking and Bill Pay - View balances and activity, transfer funds, receive e-Statements, pay bills, manage your finances with FinanceWorksTM and more. 
  • Easy Transfers - When a parent is joint on the account, they can easily transfer funds for allowances, bills or emergencies with Online Banking or Mobile Banking.
  • Free Mobile Banking - Bank anywhere, when you are on-the-go with Cardinal Mobile App Banking, Mobile Web Banking or Text Message Banking.4  And, mobile deposits with Cardinal Mobile App Banking. 
  • Cash  Rewards Earn cash rewards for everyday purchases when you use your Cardinal CheckCard with Cardinal CashBack Rewards.5
  • Access to Thousands of ATMs - Use your Cardinal Bank ATM or CheckCard without paying a surcharge fee from the ATM owner at the thousands of ATMs throughout the United States that belong to the SUM or MoneyPass networks. 
  • Overdraft protection in case you need it - with Overdraft Protection Line of Credit or link from your Cardinal Bank Savings Account.6

Money Management Tools

Managing your money has never been easier with these great tools:

  • FinanceWorksTM - Available through Online Banking, FinanceWorks lets you track expenses, set goals, make budgets and more.   
  • Money 101 - A crash course on better money management for college students.

Let's face it, you have enough to do as a college student without worrying about your banking.  That's why Cardinal Bank makes it easy, convenient and affordable with Cardinal Student Checking. 

Open A Student Checking Account Today.

To open an account, complete our online account opening form or visit a Cardinal Banking Office near you. 



Special Student Checking Offer:

Open a Cardinal Bank Visa CheckCard and get these extra benefits:

  • A $25 Cash Bonus7
  • Cash back with Cardinal CashBack Rewards5


Open A Student Checking Account Today.

To open an account,




Call 703.584.3400 or 800.473.3247. 


open a student checking account now


1 Minimum opening deposit $50. No minimum daily balance requirement.  No monthly maintenance fee.  e-Statements are required.  Student must enroll in e-Statements in Online Banking.  Student Checking is available to students who are 18 or older.  Students who are 15, 16 or 17 may open a Student Checking account when it is joint with a parent or legal guardian.

2 Check printing charges or other charges may apply.

3 Rebate may be subject tax reporting.

No fee from Cardinal Bank. Other charges including wireless carrier text messaging and web access fees may apply.

5 Offers must be added to your Cardinal Bank Visa CheckCard through Online or Mobile Banking.  Purchases must be made with your Cardinal Visa CheckCard and meet the requirements of the offer in order to earn the cash back reward.

6 Overdraft Protection Line of Credit subject to credit approval.  Must be 18 or older to apply.

7 CheckCard must be opened at account opening to qualify for the $25.00 bonus.  Bonus may be subject to tax reporting.