Skip to Content

You are now leaving Cardinal Bank.

You are now leaving Cardinal Bank's web-site and are going to a web-site that is not operated by the Cardinal Bank.

Cardinal Bank is not responsible for the content or availability of linked sites.

Please be advised that Cardinal Bank does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the

You will now access:

Owner-Occupied Medical Mortgage

Are you paying too much for your owner-occupied mortgage loan?  Available for a limited time, refinance your existing loan or acquire a new property with a great rate.*

The Owner-Occupied Medical Mortgage is ideal for doctors, dentists, veterinarians, and chiropractors to finance their office space condos, stand- alone buildings, clinics and ambulatory surgery centers.

With the Owner-Occupied Medical Mortgage, you can enjoy:

  • A great introductory rate of 1.99% APR* for 12 months and then a low 3.79%*  for the next five years. After the sixth year the rate will reset to a fixed five year rate*.
  • Reimbursed appraisal costs of up to $1,250*

Learn More or Apply Today

Our medical banking professionals are excited to provide an overview of this loan product and show you how you can save.

Contact us today at 703.584.3400.

* Terms and Conditions: Limited time offer and the terms are subject to change. This offer is available for both refinancing of existing non Cardinal Bank loans and for new property acquisitions. Annual Percentage Rate (APR) effective as of 5/1/16 on Owner Occupied Medical Real Estate including Office Condominiums. The 1.99% APR is valid for twelve months. After twelve months, the interest rate adjusts to 3.79% for the next five years. After six years, the rate will reset to a fixed five year rate equal to the London Interbank Offered Rate (LIBOR) plus 3.00%. Monthly payments based on a 25 year amortization. The loan will have an eleven year term. Auto Debit of monthly payments from a primary operating account held at Cardinal Bank is required. Loan origination fee of $350.00. There is a 1% prepayment penalty of the outstanding loan balance, if paid-off within the first six years. Maximum loan-to-value ratios up to 85% for loans up to $5,000,000. Loans are subject to underwriting, environmental screening, an appraisal and standard real estate documentation. At closing, Cardinal Bank will reimburse up to $1,250 of the cost of the appraisal. Borrower will be responsible for other transaction and closing costs. Flood insurance may be required. Existing Cardinal Bank loans are not eligible for these terms. Available to medical practices located in the Washington metropolitan area.