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Personal Banking
Checking
Go Cardinal Mobile Banking

Totally Free Checking | Chairman's Club Checking | President's Club Account | Interest Checking | Golden 55 Checking

Totally Free Checking
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This is the perfect choice if you want a no-hassle checking account that doesn't cost you to use it.

Checking Benefits

• Apply Online >



Chairman's Club Checking Account

Earn a higher rate of interest with a Chairman’s Club Checking Account. It is available to those who open an account with $1,000 or more in new money to Cardinal. Keep a minimum balance of $1,000 or more to earn the highest amount of interest.

Checking Benefits

  • Free Cardinal custom checks
  • Free Online Banking and eStatements, free Bill Pay, and free Mobile Banking**
  • Special Chairman's Club Visa® CheckCard with higher daily limits for ATM withdrawals and POS purchases
  • Free access to Cardinal Telephone Banking
  • Unlimited check writing
  • Easy-to-balance monthly statement and free check imaging

• Apply Online >

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President's Club Account

This is more than an interest checking account! It is a great package of essential services, advantages and benefits you won't find in a typical checking plan -- all free or at a substantial discount. The President's Club Account is open to those who keep a minimum combined balance of $20,000 in various Cardinal Bank accounts. Your qualifying combined balance of $20,000 includes funds in your President's Club Account, Money Market, Statement Savings and other Checking Accounts as well as CD and IRA funds.

Checking Benefits

Plus These Services

  • Preferred Rate Certificates of Deposit
  • Reduced Rate Installment Loans
  • Free Incoming Wire Transfers
  • No-Charge Stop Payments

†Customer must qualify

• Apply Online >

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Interest Checking

Earn a competitive interest rate on your checking balance when you choose this account. Enjoy easy access to your money via checks, debit card or 24-hour ATMs.

Checking Benefits

  • Free Online Banking and eStatements, free Bill Pay, and free Mobile Banking**
  • Free Visa® CheckCard
  • Free access to Cardinal Telephone Banking
  • Unlimited check writing
  • No monthly maintenance fee with either $1,000 balance in Interest Checking or $5,000 in a linked Money Market or Statement Savings account
  • Minimum opening deposit $100.00
  • Easy-to-balance monthly statements and free check imaging

• Apply Online >



Golden 55 Checking

If you are age 55 or better, then you can benefit from the money-saving features of this checking account, which includes FREE checks!

Checking Benefits

  • Free Cardinal Custom Checks
  • Free Online Banking and eStatements, free Bill Pay, and free Mobile Banking**
  • Free Visa® CheckCard*
  • Free access to Cardinal Telephone Banking
  • No minimum balance requirements
  • No monthly maintenance fee
  • Unlimited check writing
  • Minimum opening deposit $50.00
  • Easy-to-balance monthly statement and free check imaging

• Apply Online >


Disclosures & Fee Schedule

*Fee for using non-Cardinal ATMs. ATM owner may impose surcharge.
**Service requires mobile Internet access from your cellular phone, PDA or other wireless device. This service is available across most of the major wireless carriers.

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