Variety of Checking and Savings accounts - Make the most of your bank account from our selection of business checking accounts. We can assist you in choosing the right account for the needs and size of your practice to help you actively manage your cash flow and save you money.
CheckCards - Using a Business Visa® CheckCard provides you with the convenience of paying for purchases directly from your Cardinal checking account.
Manage Accounts Anytime, Anywhere with Cardinal Online Banking, Cash Management Online, and Mobile Banking.
Rewards - Let us reward you for banking with us! We offer two Rewards programs when you use your business Visa CheckCard. With Visa Extras you earn points for purchases reddemable for cash, merchandise, gift cards and more.1 With Cardinal CashBack Rewards, you earn cash back directly into your Cardinal checking account.2
Remote Deposit - Save time and receive improved availability of funds when you make deposits remotely - right from your practice. With Remote Deposit Capture, you can scan in checks received as payment and deposit them into your account, without ever having to leave your office.
Sweep Accounts - Make the most of excess funds with our Sweep Investment products.
Lockbox - Expedite the remittance process for your practice to enhance cash flow.
Loans - Enjoy a competitive rate and structure on loans to expand and grow your practice, acquire or merge with a practice, finance equipment and software programs, finacnce leashold improvements, and acquire real estate.3
Lines of Credit - Get access to cash when you need it to help manage unexpected cash flow shortages or to take advantage of business opportunities.3
Credit Cards - Use your Cardinal Bank Visa® Credit Card for everyday expenses.3
The advisors at Cardinal Wealth Services offer investments and insurance through Raymond James Financial Services, Inc.4
Investment Services - Investment services offered include asset allocation, asset management, insurance, mutual funds, retirement planning and 401(k) plans.
Key Person Life Insurance - Offers your company many benefits such as security to protect your business form financial hardship as the result of a loss. The insurance helps to offset reduced sales, lower profits, costs of recruiting, training, and a replacement.
Cardinal@Work - Cardinal@Work is a value-added program that you can offer, free of charge, to members of your team as an additional benefit that helps them gain control over their finances, enjoy the conveninece of banking with Cardinal Bank and receive special offers. Employees can choose either Cardinal@Work Checking Account (with no monthly maintenance fee or minimum balance requirement) or earn interest with a Chairman's Club Account. Employees can earn a $25 cash bonus when opening a Cardinal Bank Visa CheckCard when they open their Cardinal Bank checking account. Employees also can receive 1,000 bonus points when enrolling in Visa Extras.
Loans and Lines of Credit - Whether your employees want to improve their home, consolidate debt or more, Cardinal Home Equity Loans and Lines of Credit offer a variety of loans for diferent terms and at competitive rates. Your employees can save money with no closing costs on a home equity loan or line of credit and receive a discounted rate with auto pay.5
Executive Lines of Credit - These lines offer an unsecured, revloving line with the conveninece of being able to access additional funds when the need arises.6
Mortgages - The lending specialists at George Mason Mortgage, LLC, a subsidiary of Cardinal Bank, can assist your employees whether they're buying a home or refinancing an existing home. George Mason Mortgage, LLC, provides a full range of financing options, competitive rates, expert service and fast response.6
401(k) Plans - As an employer and sponsor of a 401(k) plan, your company shoulders a major responsibility - from selecting the appropriate services provider(s) with the best value at a resonable cost to ensure your plan is in compliance and administered properly. Cardinal Wealth Services specializes in 401(k) plans and is a dedicated resources for your needs.4
Fraud Prevention Tools - We offer a variety of fraud prevention tools with positive pay (where you monitor transactions to ensure items paid are items you've authorized) and Cash Management Online. Cash Management Online provides user permissions including enhanced security features.
Payroll & Merchant Services - Your Cardinal Bank Relationship Manager would be pleased to refer you to our payroll and merchant services partners, whose expertise can help you manage your practice more efficiently.
Cardinal Bank Website - Access to articles, tools and online services.
Cardinal Clicks Newsletter - Our monthly newsletter offers articles to help you better manage your business, tips on protecting your accounts and articles designed to improve your lifestyle. Subscribe today.