About Us

Cardinal Bank

Who We Are

Cardinal Financial Corporation is one of the largest bank holding companies headquartered in Northern Virginia and the Commonwealth. Cardinal's business units include Cardinal Bank, George Mason Mortgage and Wilson/Bennett Capital Management.

Cardinal Bank, with 25 conveniently located banking centers in Virginia, Maryland, and the District of Columbia, is committed to being a best-in-class provider of personal and business services. Cardinal's professional approach is built on understanding the financial needs of our customers and providing solutions that set us apart from our competitors. In a consolidating financial services environment, Cardinal delivers a distinctive, consistent, and memorable superior client experience that combines a blend of value, convenience and personal service.

Member of the Virginia Bankers Association

Personal Service

Providing superior, personal service is a way of life for Cardinal Bank. We believe our customers deserve nothing less and should expect nothing less. We are particularly suited to providing exceptional banking service to medium-size to small-size businesses, professionals, families and individuals.

Professional Solutions for Businesses

Cardinal Bankers are knowledgeable professionals who are pro-active about meeting their customers' needs. In order to achieve our commitment to personal service, Cardinal Bank offers leading edge financial solutions, including:

• Loans of just about every description, individually tailored for business and real estate needs. They include lines of credit, term loans, SBA loans, letters of credit, construction loans, mortgages, and corporate credit cards.
• Deposit Accounts that match every level and type of business transaction or savings need. Our Certificates of Deposit offer very attractive yields and FDIC insurance protection. We can show you how to set up your accounts to gain coverage beyond the $100,000 maximum.
• Cardinal's Messenger Service brings the bank to you by picking up deposits and delivering receipts and other information right from or to your place of business, eliminating distance and traffic concerns.
• Cardinal Online Commercial Banking is a fully functioning Internet based cash/treasury management system. Commercial customers can electronically transfer funds between accounts, pay bills, view statements online, download their account activity, initiate outgoing wires, make commercial ACH payments and direct deposit transfers, make federal tax payments, place stop payments, research items and consolidate funds.
• Go Cardinal Mobile Banking lets you pay bills, view account activity, find an ATM, and more, all from the convenience of your cell phone or PDA.
• Cardinal Wealth Services, Inc. and Raymond James Financial Services* offer a wide range of financial products and services including mutual funds, fixed income securities, equity research and recommendations, annuities, insurance, and qualified retirement plans to business customers. Customers can access investment accounts online.
• Merchant Bankcard services help our business customers serve their retail customers who pay by credit or debit card.
• Cardinal Escrow Manager, a master escrow account service, simplifies the administration and accounting for multiple accounts, particularly for the legal, insurance and residential development communities.

Professional Solutions for Consumers

At Cardinal, we focus on providing the best possible personal service. In addition to friendly, professional attention, our commitment to superior service is achieved through a broad array of state-of-the-art financial solutions, including:

• Loans customized for just about any personal or investment purpose, including lines of credit, term loans, mortgages, and home equity lines.
• Visa^® credit and debit cards.
• Deposit Accounts for every type of need including checking, savings, and money market accounts that help customers avoid fees while attaining competitive rates of interest. Our Certificates of Deposit offer very attractive yields.
• FDIC insured accounts at Cardinal Bank offer protection up to $100,000. Let us show you how you can set up your accounts in various ways for additional coverage.
• Check imaging helps make statement reconcilement easy.
• Automated Telephone Banking provides an easy way for you to determine balances and transfer funds from one account to another with a phone call.
• Cardinal Online Banking is our Internet-based 24 hour online banking service that allows customers to check deposit and loan balances, view deposit and check activity, download account statements, transfer funds between accounts, open accounts and apply for loans from home or work.
• Online Bill Pay saves time and postage.
• Cardinal Wealth Services, Inc. and Raymond James Financial Services* offer a wide range of financial products and services including financial and estate planning, mutual funds, fixed income securities, equity research and recommendations, annuities, and insurance for consumers. Customers can access investment accounts online.

*Securities are offered exclusively by Raymond James Financial Services, Inc., member NASD/SIPC, an independent broker/dealer, and are not insured by FDIC or any other bank insurance, are not deposits or obligations of the bank, are not guaranteed by the bank, are subject to risk, including the possible loss of principal. Bank products are FDIC insured.